Payments & Policies
INSURANCE INFORMATION:
I no longer accept HMO and health insurance plans.
For your PPO Plan (Preferred Provider Option— you can choose who to see, and the plan reimburses a percentage): I will receive your payment at the time of our meeting. I'm happy to provide you with a Superbill containing the codes and receipts you will forward to your plan to get the reimbursement rolling. Your insurance company will provide you with the details of how much reimbursement you might receive. I recommend checking in with them so you will know what to expect, and whether or not paying me up front for a percentage of reimbursement is within your financial reach. In our initial contact, please let me know if you will need receipts or codes to claim reimbursement.
ACCEPTABLE FORMS OF PAYMENT:
CREDIT CARD to be stored in secure service taken during first session and billed during the session week.
Also acceptable: Zelle, check, cash, Venmo (@judY-silvan), Paypal (judysilvan@mac.com/Friends and Family), ‘Transfer’, Zelle and other direct-transfer applications.
Payment is to be received at the time of the services. Credit card charges will be put through for each session during the morning, day, or week of the session.
*Patient is responsible for any fees taken out of the payment by PayPal; you can click “friends and family” to avoid the fee.
* If your care has been inactive for one to three months, or there is no agreed-upon plan to account for longer periods of gaps in care, it is assumed you are no longer in need of services. Your file will be closed and the therapist-patient relationship will terminate.
Other grounds for termination include missed appointments, casual cancellations, abusive or violent behaviors, and failure to maintain financial responsibility.
* For new referrals who identify as Black, Indigenous or Transgender, I am able to slide my fee. Please feel free to let me know at the time of initial contact or in our initial appointment. Together we can decide on a fee that makes sense for you as gesture of reparations for exclusions and oppression in the field and beyond.
AEDP Research Patient openings occasionally open, for a reduced fee. Please feel free to inquire.
Fees:
MY FULL FEE IS typically $350-$400 for a 55 minute session and $450/55-60 minute coaching session.
If you cannot afford my full fee, a sliding scale may be available based on your income, expenses, and life circumstances. Please ask if the need exists, and I will provide an Income & Expense form for you to fill in to help us decide if you are eligible for a reduced fee slot.
First 3 sessions are an Assessment Period to decide if I am the best match for your needs going forward, or if a different referral is more aligned for you.
Pro-rates for Longer Session THERAPY:
1.25 sessions (75 minutes) - $405
1.5 sessions (90 minutes) - $450
COUPLES THERAPY:
50-55 minutes - $375-$425; no sliding scale for Couple Therapy; use above pro-rates for longer sessions.
AEDP SUPERVISION:
50-55 minute sessions: Please use this Sliding Fee Scale: $350-$285 to determine the highest fee you’re comfortably able to pay, per supervision session.
COACHING:
$250-30 minutes, 50-55 minutes remote Coaching Sessions - $450
COLLATERAL WORK:
$300/hour for collateral email, out-of-session paper work, including court appearances (billed in 15 minute increments)
CANCELLATION POLICY:
ONCE AN APPOINTMENT IS SCHEDULED: Patient, client or supervisee is responsible for payment.
EXCEPTION:
DURING THE SAME BUSINESS WEEK, if both parties agree on a new time during the same week as original appointment, payment can cover the latter session and the initial session’s fee is waived.
If less than 48 hours' notice is given, the appointment can be canceled and rescheduled, and the client is responsible for both hours’ fees.
forms:
Please fill in these forms and return them during the initial three consultation session; bring questions to Judy.
payment & contact policies:
Please email me to request an initial appointment, sharing a bit about what you are seeking in psychotherapy, coaching, or supervision. Please limit use of emails during course of psychotherapy to logistics.
PAYMENT IS DUE AT THE TIME OF APPOINTMENT.
**I require 48 business hours notice for changes and cancellations to waive fee for initial session.
For all other booked-appointments, canceled session payment may be waived ONLY IF another appointment is booked during the same business week.
For confidentiality & HIPAA compliance: Due to the liabilities of confidentiality on the internet, please do not send me content-filled or risk-laden emails. Please make an appointment for face-to-face or virtual conversation.